Showing posts with label death and taxes. Show all posts
Showing posts with label death and taxes. Show all posts

Monday, September 6, 2010

Do You Have a Need for Speed?*

Officers Poncherello and Baker and Sgt. Getraer will not be this "CHIPper" when they pull you over.

If you've got a need for speed and you're driving in Illinois, you'd better have a wallet overflowing with cash because starting September 15th, giving into that need is going to cost up to 60% more.

Here's a small breakdown of the increased fines, thanks to NBC5Chicago and ABC7.
  • Get a ticket for speeding up to 20 mph over the posted speed limit and you'll pay $120 (up from $75 - that's a 60% increase!);
  • If your lead foot is going 21-30 mph over the speed limit, you'll be out $140 (up from $95 - a 50% increase);
  • And if you're doing your best Dale Earnhardt impression going 31-40 mph over the limit (and the cops can catch you), you'll be $160 poorer (up from $105 - a 52% increase);
  • No seat belt? That'll cost you $60 (up from $55); and
  • If you're caught driving on a suspended license or if you permit someone to drive under the influence, starting September 15th, you'll pay $1500 (a $500 increase).
So remember kids: always buckle up, drive the speed limit, stay off the roads when a court orders you to, and always have a designated driver if your night includes alcohol, no matter what the fines are. Don't be like Sammy Hagar; drive 55 and stay alive.

*Apologies to Goose and Maverick from Top Gun. In spite of it clearly being 70s and 80s day at LMS, this is a very serious topic.

Thursday, July 2, 2009

It's Not a Democrat or Republican Issue. It's a HUMAN Issue.

The State of Illinois is currently operating without a budget because the General Assembly failed to pass one that Governor Quinn would sign. In fact, he vetoed the partial budget they sent him and so as of yesterday, social service agencies across the state were without funding. Many of them have given their employees notice that their jobs will be cut in the next few weeks and others laid people off yesterday.

People who rely on the services provided by many of these agencies - already operating on a shoestring budget given the work they do - will be going without services. That may not seem like a big deal to you or me, but the help developmentally disabled and mentally disabled people receive through these agencies is truly their life line. With assistance, a lot of people are able to live to the fullest of their abilities, have a sense of self-worth and accomplishment, socialize, work, and not be confined to a nursing home or lost in their own brains.

Private agencies that rely on state money in order to provide service had to choose between staying open and providing services and hoping they eventually getting paid by the State (which may never happen) or to shut down and eliminate services. What a horrific choice.

The General Assembly will come back into special session on July 14th to possibly consider overriding Governor Quinn's veto, but that's two weeks away. That's a disgrace. Why should they get to take a two week vacation while thousands of people across the State are suffering because of the lack of action by our lawmakers?

Lawmakers should get back to work and fix this mess they created. Stop holding the most vulnerable citizens of Illinois hostage.

This isn't a Democratic or Republican issue. It's a HUMAN issue.








Related blog posts:
We Must Have Human Services in Illinois
What You Do To The Least Of These, You Do To Me

Wednesday, June 24, 2009

What You Do To The Least of These, You Do To Me

Do you know who is credited with the phrase in the title of this post? I'll give you a hint. The exact quote is "Verily I say unto you, Inasmuch as ye have done it unto one of the least of these my brethren, ye have done it unto me." Jesus Christ is said to have made that statement in the parable about The Judgment of Nations. I'm not a religious person, but what this statement says to me is that the way we treat the least among us (both the good and bad ways we treat people), those who are unable to help themselves, says more about us as a human race than anything else.

If you live in Illinois, you are undoubtedly aware of the debate in Springfield about the state's budget woes. Governor Quinn, like many other governors before him, is threatening to cut the state's human services programs by 50% unless the state legislators approve the 50% increase in state income taxes. Currently, Illinois taxes residents a flat 3% income tax. Under Governor Quinn's plan, that income tax would increase to 4 1/2% for two years and then revert back to the 3% tax rate.

What are human services? Many people mistakenly think of human services simply as welfare for poor people who don't pay taxes. That would be a far too simplistic explanation of it. Yes, human services includes programs for the poor (and by poor, I mean people who live further below the poverty line than you can possibly imagine), but it also includes programs for the disabled including special education, tutors, rehabilitative services, personal assistants (not someone to come take dictation, but someone to come in and assist the client with everyday living activities like getting dressed, bathing, etc.), respite care, residential services, drug and alcohol programs, programs for the elderly, day care, foster care services, and many other programs that anyone at any time could need.

The Republican legislators, while saying they do not want to cut these services, refuse to support Governor Quinn's tax increase plan. They say that cuts are necessary in other areas of the State budget. Democrats also do not want to cut human services and are generally supporting the Governor's tax plan. And that's where the impasse lies.

Human services programs are at the core of who we are. Any of us could become disabled or have a child with severe disabilities. With any luck, we will all live to a ripe old age and the elderly programs will make our lives a bit better. In this economy, we never know when we will lose our job and need assistance from some of the state run jobs programs. How we treat the least among us speaks volumes about us as a society. Illinois needs all the human services we have. They simply are not optional. Holding them hostage in these budget wars is despicable.

I took a look at the state-by-state comparison of income taxes for 2008 by the Federation of Tax Administrators (they are not doing this comparison again until 2010). State income taxes range from no income tax in Alaska, Florida, Nevada, South Dakota, Texas, Washington, and Wyoming to up to 9.5% in Vermont. At 3%, Illinois is right in the middle. Furthermore, income taxes have not been raised in Illinois in 20 years.

As much as I don't like the idea of paying more in the way of taxes and as much as I believe there are certainly areas in the State that could be run more efficiently and with less money, I also believe that we must take care of the least among us and the best way to do that is to protect human services. For those reasons, I encourage all of the legislators to quit balancing the budget on the poor and disabled and to vote for the tax increase and then get to work on finding areas to trim.

Thursday, July 17, 2008

You Can Call Me Reverand Little Merry Sunshine

You'll recall that last fall I attended a meeting with the Cook County Assessor's Office regarding the reassessment of my home (and all the others in my township). My assessment had increased 45% in 12 months and also included many inaccuracies about my home (1 1/2 car garage, 2 1/2 baths, etc.), but despite numerous appeals in past years, I could never get the County to change my assessments and inaccurate description of my home.

So I hired an attorney to do the job for me this year. And just moments ago, I learned that I had success. I'm gonna save $400 this year and $1200 over the next three years! Yeah! Of course, the attorney cost me $270 PLUS all the paperwork.

But evidently I didn't have to work that hard. In fact, it seems that if I'd simply spent 30 seconds to complete a form online I'd become an ordained minister and could then slap a cross on the front of my house - all for FREE mind you - and I could completely eliminate my property taxes!

Man's home is castle—and church
State gives Lake Bluff estate a religious break worth $80,000 in property tax, but village says not so fast to pastor-owner

By Susan Kuczka Chicago Tribune reporter
11:06 PM CDT, July 16, 2008

A Lake Bluff resident said he converted this $3 million estate into the Armenian Church of Lake Bluff so his ailing wife and daughter can worship. (Tribune photo by David Trotman-Wilkins)

When George Michael placed a cross on the side of his lakefront mansion, neighbors assumed the decoration was simply a display of the man's religious faith.What his neighbors didn't know is that Michael had decided to convert his $3 million residence into the Armenian Church of Lake Bluff, qualifying him for a nearly $80,000 break on his annual property tax bill.

Now, locals are questioning whether the property is a church at all. Village officials wonder how they'll be able to make up the lost revenue, and residents worry that their share of the tax burden will grow as a result.

Meanwhile, Lake Bluff officials notified Michael that if he is running a church, he'll need to pay more than $115,000 in fines for failing to get the village's permission, setting up a possible court battle.
"It's a honkin' house," said Shields Township Assessor Teresia Yakes, who recently appraised the Michael mansion.With "No Trespassing" and "Private Property" signs everywhere, the Shore Acres subdivision looks like an unlikely place to open a church.

Michael told state officials last month that he began his North Shore congregation more than a year ago after he got a pastor's degree from an online religious site.

While only a handful of close friends and family attend the church, Michael opened his house of worship to spare his disabled wife the hardship of having to travel to practice her religion, attorney Mark Belognia said.

"He's a devoutly religious man, as is his family, and this is the best and only way for them on a weekly basis to practice their faith," Belognia said.

Neighbors said they have never seen evidence of Sunday services held at the home. Village officials said Michael didn't approach them about special permits he would need to open a new church.

'I do find it a stretch'

And in February, the Lake County Board of Review rejected Michael's claim that he had converted his home into a church, ruling the property's use appeared more consistent with a residence than a church, said board Supervisor Martin Paulson.

"I do find it a stretch," Paulson said of the state's June 12 decision to grant Michael a property tax exemption.

Michael, owner of a Chicago real estate firm and a bank official, won the state exemption after he presented the Illinois Department of Revenue with a copy of his clergy license from the Church of Spiritual Humanism, photos of a church altar, the church's affidavit of organization from January 2007, church bylaws and copies of weekly church bulletins dating to December.

He also provided copies of a quitclaim deed from March 2007 that transferred ownership of the couple's 22,000-square-foot home—formerly listed in the name of his wife, Susan—to the Armenian Church of Lake Bluff, and an October 2007 church bank statement from Citizens Bank & Trust in Chicago. Michael is vice chairman of the bank, Belognia said.

Michael also provided a list of 10 members and officers of his parish council, including at least one who is an independent contractor with Michael's real estate firm, Michael Realty & Associates in Chicago, according to his attorney.

The information Michael supplied convinced state officials that the residence in the 1900 block of Shore Acres Drive was a church.

"We didn't go up on a Sunday morning and see if there were services, but we did require them to sign an affidavit and send us church bulletins about services," said Revenue Department spokesman Mike Klemens. "We did enough checking . . . to convince us that yes, even though the village doesn't want to grant the exemption, and the Board of Review didn't, it is a church, it's being used as a church, so we granted it."

Michael's attorney said his client jumped through the bureaucratic hoops so that his wife and daughter—both of whom are physically disabled—could avoid travel to attend Armenian church services elsewhere. Previously, the Michaels had regularly attended services at St. Gregory the Illuminator Church in Chicago, his attorney said.

"He believes he has a constitutional right to practice his faith, that he violated no zoning codes and that he properly received a property tax exemption for his church," Belognia said.

Michael purchased the home on a bluff overlooking Lake Michigan in 2004 for about $3 million. He built an addition that contains a playroom for his children and installed an electric lift so his wife could get down the bluff to the beach below his home. He was billed $79,758 for 2006 property taxes.

The Michaels live in the house but have set off a portion for the church, the attorney said.

Although Lake Bluff officials plan to appeal the state's decision, village manager Drew Irvin said officials on June 24 sent Michael a $115,000 bill for violating zoning ordinances, based on the very affidavits Michael provided to the state. Local ordinances do not allow for operation of a church in an area of town zoned as "country estate residence" without a special permit, Irvin said. Village code allows a fine of up to $500 per day, per violation. According to Michael's application, he had been operating a church for 460 days, but village officials levied a fine for half that much, Irvin said."The village is simply following up on zoning violations," he said.
$10.3 million in dispute

The zoning dispute is not the only financial matter Michael faces.

Last month, a Milwaukee bank—M&I Marshall & Ilsley Bank—filed a foreclosure lawsuit against Michael and his brother, Robert C. Michael, in Cook County Circuit Court, seeking $10.3 million in unpaid mortgage payments and loans on commercial buildings, storefronts and residential buildings in Chicago and nearby suburbs.

Michael declined an interview, but Belognia said he hoped to amicably resolve the zoning issues. He notified the village July 3 that Michael would suspend services.

The Diocese of the Armenian Church of America in New York, meanwhile, has no record that the Armenian Church of Lake Bluff exists—or that it has been consecrated as a house of worship.

Michael remains registered as a parishioner at St. Gregory, according to Rachel Goshgarian, director of the diocese's Zohrab Information Center.
UPDATE 7/19/2008: John Kass of the Chicago Tribune ran a column yesterday about what an upstanding guy Mr. Michael is (not).

Monday, April 14, 2008

What Should I Do With My Tax Refund?

Jessica, I have good news. You're getting a tax refund. Wahoo! I'm getting a tax refund!!!!! Yeah!!!!! Um, Jessica, I don't know how to break this to you, but it's not a very big refund. It's not? Well, getting money back is always better than paying. I mean, even $100 would be awesome. Well, it's not exactly $100. It's a little lower. It's actually $2. $2????!!! Are you kidding me? Is this some kind of haha funny CPA joke? Don't you mean $20? No. I mean $2. Don't spend it all in one place.

That's pretty much verbatim the conversation my accountant and I had this afternoon. I'm getting $2 back and she wants me to not spend it all in one place. What the heck can I do with $2 these days???

Here are the ideas I've had so far, but I'm tossing it out there to everyone. Please give me some suggestions in the comments section. You have until the IRS actually deposits the $2 in my checking account. My favorite idea will win a mention in my blog. I'd buy you a prize and mail it, but really what can you get for less than $2 plus postage?

With $2 I can:

1. Purchase 0.55 of 1 gallon of gas at $3.599 per gallon.
2. Buy 8 25 cent gumballs.
3. Mail 4 1 oz. letters ($1.64) and 1 postcard ($0.26) and have 10 cents leftover.
4. Feed my addiction to Diet Coke with 2 2-liters of Diet Coke at Valli's (through 4/15). Wait, I won't have enough money for tax.
5. Go on a shopping spree at the Dollar Tree. It looks like they've got some great luau party supplies.
6. Pay 2 tolls in cash (twice the price of using my iPass) going into the city and back (80 cents each way) and have some change. Of course, that doesn't include gas or parking once I'm in the city.
7. Well, I was hoping I could get a small dipped ice cream cone at Dairy Queen, but even without tax, my $2 isn't enough.

I'm fresh out of ideas. Please let me know what you think I should do with my $2.